Friday, December 9, 2011

Saving Money

Because when I find a way to save a bit, I pass it on to you.  It's tough out there.  We should help each other out.

Two saving tips today:
  • The Computer Guy and I have begun using only store gift cards to purchase gas.  Most gas stations will discount your gas $.03- $.10 a gallon if you use their gift cards.  We can reload them on line from home.  My favorite part is that when we budget for gas, we just put that straight on the cards.  That way it doesn't get spent on something else and we don't get caught short a few days before pay day.  Saving 10% every time we fill up with gas is definitely worth it!
  • Did you know you can save 5% on every purchase at Target just for paying from your checking account?  I don't know why they don't tell more people about this, but it's a sweet deal.  It's so easy.  The credit card companies charge Target 6% of the purchase price every time you use a credit/debit card.  That's a lot of money.  Take in your checkbook to any checkout or the customer service desk and let them create a Target check card for you.  It works like an electronic check and charges your checking account...because they don't have to pay Visa 6% they will thank you with a 5% discount.  Awesome!
That's it for today.  I'll let you know when I find some more!

6 comments:

Second Chances said...

Ohh, great tip on the gas card. I'm looking into that.

And yes, we have the Target debit card and it's awesome! I usually save about $5-10 just by paying with that card. And it's NOT a credit card. So worth it.

Colleen said...

Very cool and new ideas for me to try! Thanks!

Maurisa said...

Awesome!

Packrat said...

Thanks for the tips. We live 75 miles from a "large" town (sadly no Target), but we utilize store "discount" cards when we get there. We just found out that we can save 5 cents a gallon on gas at a local company just by getting one of their gas cards. Cool. (Wish we'd know that years ago!)

Angela said...

YES! I just found out about the Target debit card! That is great!

Christine Falk Dalessio said...

wow- Target?! Who knew?
Thanks for the tips, right in time for my final Christmas shopping sweep :)